Are You Covered?

On the way to my home in Chicago a week ago, I sat next to a gentleman on the airplane.  We exchanged pleasantries when I sat down, but it was 5:30 in the morning and there was no expectation that I had to engage.  After the flight landed, he inquired, “Are you here on business?” I responded, “No, I’m here for a friend’s wedding, and you?” “I’m here for a conference.” “Oh cool, what kind of business do you do?” He responded, “Life insurance, but I’m also a minister, and I’m here for a conference related to that.”  As we waited for everyone to deplane, we continued to talk about our church homes.  He then said, “Are you covered?” We both laughed.  He said, “Yeah, that too, but do you know Christ?” I told him, “Thank you, I am, actually both ways, insurance and the Blood.”  We laughed again, wished each other a nice weekend and made our way up the aisle into the terminal.  I didn’t see him again.  Can’t recall his name, but his question has been on repeat in my head, “Are you covered?”

Being insured is a powerful phenomena.  It provides access to services and expectations if you will.  It makes things that would otherwise be difficult to experience possible.  Yet, it comes with a cost.  It’s not free nor does it mean that just because you have it, you are exempt from its utility, or the very purpose you have it.  About five years ago, the college graduate was in high school.  She had a car of her own, perfect for her senior year of high school.  Her schedule was busy, and so the vehicle made life as we knew it manageable.  The first week of school, we were traveling to the doctor; she is her car, following me in mine.  I drove through a couple of yellow lights, with her following close behind.  As I approached the third light as it turned yellow, I elected to stop.  Big mistake.  She ran into me and the impact pushed my vehicle across the intersection.  Both of us ended up being okay, but our vehicles were totaled.  Our insurance company, the one I’d paid faithfully each month for the last three years with a multiple car discount dropped us like a hot potato.  The sudden utilization of the insurance made us a target for what I considered abandonment.  But why? Weren’t we covered?

Even when we are covered, negative experiences, trials and yes, tribulations still happen.  I believe that is a portion of what makes people hesitant to accept Christ as their personal savior.  No doubt that the moment we invite Christ to take up residence in our hearts, we open our being to difficulty.  Yet, I’d rather difficulty with Christ, than disturbance without him.  I’m so grateful that God understands our disappointment, and continues to love us anyway.  We may be like David and decree as he did in Psalm 3:1-2: “Lord, how are they increased that trouble me! many are they that rise up against me.  Many there be which say of my soul, There is no help for him in God. Selah.”  Then, in the next scriptural passages, it’s as though David remembers that he is covered and declares, “But thou, O Lord, art a shield for me; my glory, and the lifter up of mine head.  I cried unto the Lord with my voice, and he heard me out of his holy hill. Seals.  I laid me down and slept; I awaked; for the Lord sustained me.”

There are so many horrific events happening in our midst.  The hurricane and subsequent flooding remind us of the fragility of life.  These experiences are uncontrolled and unforeseen.  Then there are horrific events that we’ve witnessed as the United States nears Election Day and are wo(man) made.  It makes one wonder, “Where is God?” No matter what, just as we do within the confines of our worldly insurance, we must follow the same principles with our spiritual insurance.  First thing, call the insurance company. When in trouble, call God! He is always available, and we don’t have to worry about having an answer to every portion of our situation.  We don’t have to withhold anything.  Secondly, we must take ownership for our part in whatever the petition, be it, anger, sadness, guilt, etc.  However, we don’t have to await an investigation and response, because John 3:16 makes our coverage infinite and we won’t be dropped!

People, no matter who has their vote are asking, “What are we going to do if _______ gets into office?” I would suggest that as believers, we adhere to the same regimen that we’ve always followed; prayer, standing on the promises of God, following the Word of God, taking care of the “least of these,” fasting and loving humankind.  After all, we’re covered, and you can believe as the old adage to a popular insurance company goes, “We’re in good hands.”


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